Gene Mullen - CENTURY 21 Commonwealth



Posted by Gene Mullen on 4/12/2018


20 Bryant Street, Wakefield, MA 01880

Single-Family

$585,000
Price

10
Rooms
4
Beds
2
Baths
Updated for the spring market, this classic 10 room colonial in the heart of Wakefield is ready to impress. Entering from the enclosed front porch into the welcoming foyer, you'll find that the 9 foot ceiling and winding staircase define the character of this lovely home. New hardwood flooring brings warmth to living room with fireplace, formal dining room and study or optional first floor bedroom with full bath. Enjoy the tastefully updated kitchen with convenient access to rear patio and butler staircase to 2nd floor family room and deck. Only steps away from the Wakefield Common and Downtown area, you'll find that this is a perfect match of neighborhood living and accessibility to all that Wakefield has to offer.
Open House
Thursday
April 12 at 5:30 PM to 7:00 PM
Commuters Open House, Why not stop by after work.
More Open Houses
Cannot make the Open Houses?
Location: 20 Bryant Street, Wakefield, MA 01880    Get Directions

Similar Properties





Categories: Uncategorized  


Posted by Gene Mullen on 4/12/2018


20 Bryant Street, Wakefield, MA 01880

Single-Family

$585,000
Price

10
Rooms
4
Beds
2
Baths
Updated for the spring market, this classic 10 room colonial in the heart of Wakefield is ready to impress. Entering from the enclosed front porch into the welcoming foyer, you'll find that the 9 foot ceiling and winding staircase define the character of this lovely home. New hardwood flooring brings warmth to living room with fireplace, formal dining room and study or optional first floor bedroom with full bath. Enjoy the tastefully updated kitchen with convenient access to rear patio and butler staircase to 2nd floor family room and deck. Only steps away from the Wakefield Common and Downtown area, you'll find that this is a perfect match of neighborhood living and accessibility to all that Wakefield has to offer.
Open House
Thursday
April 12 at 5:30 PM to 7:00 PM
Commuters Open House, Why not stop by after work.
More Open Houses
Cannot make the Open Houses?
Location: 20 Bryant Street, Wakefield, MA 01880    Get Directions

Similar Properties





Categories: Uncategorized  


Posted by Gene Mullen on 4/10/2018

Buying a home is a lengthy process that requires months or even years of planning. The end result, however, is to have a home you can truly call your own and to own equity that you can then use later down the road.

Figuring out the right time to buy a home can be difficult for prospective homeowners. You’ll need to have a firm grasp on your finances and personal goals for what you want your life to look like for the next 5 or more years.

Buying a home in more than just a financial commitment. It also means you take on all of the responsibilities of owning that home. Maintenance, both inside and out, can take up a significant amount of your time.

Furthermore, owning a home ties you down to one area. You’ll need to determine if you’re ready and able to settle in one area for the next 5-7 years. This has implications for careers and for family life. Will your job bring you elsewhere? If you change jobs, are there ample opportunities where you live? These are just a couple of the questions you’ll need to ask yourself before deciding whether you’re ready to buy a home.

To simplify the process, I’ve created a checklist for some of the things you’ll need before you’re ready to buy a home. While this list does cover the basics, there may be other factors unique to your circumstances that you’ll have to take into consideration.

So, if you’re thinking about buying a home sometime in the near future, read on for the checklist. And, keep in mind that these are not necessarily mandatory before buying a home. But they will give you the best chance of making a solid investment and securing financial stability.

The home buyer’s preparedness checklist

  • Raise your credit score to 750 or more. A score in the “excellent” range will help you get the lowest possible interest rate on your mortgage. It’s possible to get approved for a mortgage with a score that is much lower, but a high score is ideal and can help you avoid PMI and a high interest rate.

  • Have an emergency fund saved. You don’t want to buy a house and then suddenly find yourself needing money for an emergency. Save a month’s worth of expenses before your down payment.

  • Have an active budget plan for saving up your down payment. Creating a dedicated savings account that you automatically have a portion of your pay deposited into is a good way to ensure that you meet your savings goals.

  • Bolster the case for your financial stability. Lenders will want to see that your income is predictable and regular. Keep records of your income, tax returns, and anything else that can help show that you’re making more than enough money to safely lend to.

  • Have open conversations with your family. If you’ll be buying a home with a spouse and/or children, discuss what you’re looking for in a home. This can include location, size, etc. It’s a good idea for everyone to be on the same page before you ever start shopping for a home.

  • Get preapproved. Getting preapproved for a home loan will make you a better prospective buyer in the eyes of sellers.

  • Run the numbers again. Aside from your mortgage payments, you’ll also have to pay utilities, trash removal, property taxes, and any other expenses related to the home. Make sure you can comfortably afford these while still contributing to savings.




Tags: Buying a home   checklist  
Categories: Uncategorized  


Posted by Gene Mullen on 4/5/2018


20 Bryant Street, Wakefield, MA 01880

Single-Family

$585,000
Price

10
Rooms
4
Beds
2
Baths
Updated for the spring market, this classic 10 room colonial in the heart of Wakefield is ready to impress. Entering from the enclosed front porch into the welcoming foyer, you'll find that the 9 foot ceiling and winding staircase define the character of this lovely home. New hardwood flooring brings warmth to living room with fireplace, formal dining room and study or optional first floor bedroom with full bath. Enjoy the tastefully updated kitchen with convenient access to rear patio and butler staircase to 2nd floor family room and deck. Only steps away from the Wakefield Common and Downtown area, you'll find that this is a perfect match of neighborhood living and accessibility to all that Wakefield has to offer.
Open House
Saturday
April 07 at 11:30 AM to 1:00 PM
Cannot make the Open Houses?
Location: 20 Bryant Street, Wakefield, MA 01880    Get Directions

Similar Properties





Categories: Open House  


Posted by Gene Mullen on 4/3/2018

When buying a new house, you’re not just buying a roof to keep over your head. You’re buying a home to build your life in. To create a refuge from the outside world, to create memories within, and to grow your family in.

A home is a reflection of who you are, the things you fill your life with and your values. And this is true for the neighborhood your home resides in as well. Whether you are a young family or planning to start one in the near future choosing the perfect neighborhood for your lifestyle will bring you years of good memories to come.

The perfect place to start when choosing a neighborhood is by asking your agent! So many factors go into selecting a home and we know the importance of the various factors you need to consider for settling a young family. We can choose houses for showing that fit your unique family needs as it grows.

When scouting out local neighborhoods visit their community center and library. Both will be able to provide you with a list of local groups and activities that are available. You’ll most likely be able to find a local paper or newsletter here as well to get a feel the neighborhood’s culture and community involvement.

Most couples start by researching the schools in the neighborhoods on their list. Things to consider are budget and the available extracurricular activities that are available. It’s easy to focus on preschools and kindergartens when searching but remember to look at the middle and high schools as well.

Search for meetups for parent groups that meet regularly to have play dates. This is also a great way to find and meet locals to ask them questions about their experiences with the community. Reach out to the group organizer with a friendly message and they will be more than likely happy to answer and all of your questions.

Take a drive around the area to get a lay of the land. Are there nearby playgrounds and parks you could walk or take a short drive to? Visiting at different times of the day can give you an idea of the neighborhoods general routine. Are there lots of young children getting on the bus in the morning or teenagers riding their bikes around in the afternoons?

You’ll also want to carefully consider costs of homes in that neighborhood and if they fit your budget. If you’re planning a family you’ll want to have an idea of future costs while creating this budget so you don’t find yourself strapped between your mortgage and childcare.

Planning your family’s future is an exciting time and choosing the neighborhood you’ll raise your children in is pivotal. As your family grows over the years their needs will change too. The perfect neighborhood is the one that will have a positive environment for your child whether they’re 18 months or 17 years old.




Categories: Uncategorized